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Industry Expert

In This Article

We rate Endurance 4.8/5.0 and rank it as the Best Overall extended warranty for its six plans and multiple benefits like roadside assistance.

Key Points:

  • Endurance stands out for offering unlimited mileage and more plans than most other companies
  • Endurance has six plans and includes benefits like roadside assistance and rental car coverage
  • The Advantage plan is the best choice if you want to cover mechanical breakdowns and maintenance

Whether you came across Endurance while researching warranty companies or received a letter about your car, you might wonder—is Endurance legit? Our Endurance car warranty review will answer this question as we cover the company’s plans, cost, reputation, and more. In fact, after rating 20 warranty providers, we ranked Endurance as the best extended car warranty overall.

Our Top Pick

After reviewing 20 companies, we’ve determined that Endurance is our preferred option for extended car warranties.

  • Unlimited Miles for Cars Under 20 Years
  • Maintenance Coverage Available
  • Salvage or Rebuilt Cars Are Covered
  • 24/7 Roadside Assistance
  • Direct Administrator of Claims

What Is Endurance Warranty?

Endurance Warranty Services is a vehicle service contract provider that offers six warranty plans including an option that can cover regular maintenance services. These plans cover mechanical breakdowns after your factory warranty expires.

Endurance stands out for having unlimited-mileage plans on vehicles up to 20 years old and an extensive range of coverage options. Endurance has been in the industry since 2006 and has an A- rating on the Better Business Bureau (BBB).

Endurance can cover a wide range of vehicles including cars and trucks plus commercial vehicles and vehicles with lift kits. The company also covers luxury models and high-performance vehicles some other some other providers might not cover.

Is Endurance a Direct Warranty Provider or Broker?

Endurance is a direct warranty provider. This means it administers all claims and pays for covered repairs. Many other warranty companies are brokers that only sell plans but don’t administer claims. Working with a direct provider typically means you get better service during the claims process.

Our Endurance Warranty Rating

Here’s how we rated Endurance:
Research CategoryToco Rating
Coverage5.0
Cost and Buying Experience4.8
Reputation4.7
Customer Service4.5
Overall Rating4.8

Endurance Warranty Coverage Breakdown

You’ll see three main plans as you shop on Endurance’s website at first: Superior, Supreme, and Secure Plus.
Endurance Warranty Coverage Plans

But if you scroll to the bottom, you’ll notice a Sample Contracts option that links to a page with six plans total. We’ll describe each plan below, but keep in mind that your vehicle might not qualify for every option.

  • Supreme: This is Endurance’s comprehensive plan that covers any breakdown except for a list of exclusions. It’s most cost-effective for cars with up to 100,000 miles.
  • Advantage: This plan covers annual maintenance services like oil changes, diagnostic exams, and alignment checks plus one-time services like brake pad and battery replacements (limits apply). It also offers three levels for breakdown coverage: Preferred, Plus, and Prime. There is no mileage limit to the Advantage plan.
  • Superior: This plan covers the engine, transmission, turbocharger, drive axle, transfer unit, brakes, steering, electrical, air conditioning, suspension, fuel system, and cooling system. It’s a good option for mid- to high-mileage cars.
  • Premier: You get coverage for the engine, transmission, transfer case, drive axle, air conditioning, electrical, luxury electrical, cooling, and fuel systems. It’s designed for cars with up to 150,000 miles.
  • Secure Plus: This affordable plan covers the engine, turbocharger, transmission, drive axle, transfer unit, brakes, steering, electrical, and air conditioning. This is a cheap option for high-mileage vehicles.
  • Secure: This basic plan covers the engine, turbocharger, transmission, drive axle, and transfer unit. It’s another budget-friendly choice for high-mileage and used cars.

Endurance’s Advantage plan separates the provider from many other warranty companies. This option covers many maintenance services:

  • Three oil changes per year up to $50 each
  • One-time brake pad replacement up to $140
  • One-time battery replacement up to $100
  • One-time cooling system maintenance up to $55
  • Annual engine diagnostic exam up to $45
  • Annual alignment up to $25
  • Annual state safety inspection up to $55
  • Annual tire rotation up to $35
  • One-time wiper blade replacement up to $20
  • 3 manufacturer-recommended service intervals—$25 for the first, $45 for the second, and $65 for the third

Endurance offers a few upgrades to its plans that can cover special circumstances:

  • High-tech coverage for the backup camera, GPS system, blind spot centers, infotainment, and more
  • Commercial add-on for delivery, work truck, rideshare, and other uses
  • Oversized tires or lift kits
  • Hybrid coverage for electric drive unit

Endurance Car Warranty Benefits

Endurance warranty plans come with rental car reimbursement, roadside assistance, and trip interruption with all plans.

  • Rental car reimbursement: Reimburses up to $30 per day and $150 total while your car is at a repair shop
  • Roadside assistance: Covers towing, lockout assistance, fuel delivery, battery jump-start, and spare tire installation
  • Trip interruption: Reimburses up to $150 per day ($450 total) for food and lodging if you have a breakdown over 100 miles from home

Endurance goes a step further and provides Endurance Elite benefits free for the first year. Here’s what’s included:

  • Collision discount of up to $500 for repairs after an accident
  • Total loss assistance up to $1,000
  • Key fob replacement
  • Road hazard tire replacement and repair

You can extend these benefits after the first year for a small fee.

What Does Endurance Warranty Not Cover?

No warranty covers every part or repair, no matter what a salesperson may say. The highest Endurance plan, Supreme, has a list of exclusions like the following:

  • Damage from accidents or the environment
  • Breakdowns from lack of maintenance
  • Breakdowns from misuse like off-roading or racing
  • Repairs to fix the appearance of the interior or trim, paint, and glass
  • Specific components in the emission system
  • Wearable components like filters, hoses, brake pads, and the battery (except when covered by the Advantage plan)
  • Specific components like tire pressure sensors, shock absorbers, exhaust components, and more.

Having compared the fine print of many warranty contracts, Endurance’s exclusions are common in the industry. The important thing is to read the exclusions yourself and understand the contract before the free refund period of 30 days expires.

Other Endurance Auto Warranty Terms and Conditions

Here are a few more warranty terms to be aware of before you purchase an Endurance vehicle protection plan:

  • Waiting period: 30 days
  • Money-back guarantee: 30 days
  • Deductible options: Varies, $100 is the default
  • Transfers: Can transfer to a secondary owner if you sell the car
  • Cancellation: Cancel within 30 days for a full refund or after for a pro-rated refund based on time and claims paid

Endurance Warranty Cost and Buying Experience

We received sample quotes from Endurance for two of its plans. The monthly payment for a Secure Plus plan was about $138 while the Advantage Plus plan was $203. The Advantage plan covered more systems and mileage along with maintenance services.

Below are the details of each quote. These apply to a 2017 Kia Sportage with 110,000 miles. You may find different rates based on your car and its condition. Compared to the industry, Endurance’s rates are about average or slightly higher if you want maintenance coverage.

PlanTermMonthly CostDown PaymentTotal Cost
Advantage Plus4 years/75,000 miles$203.44 for 29 months$232.44$6,132.20
Secure Plus4 years/48,000 miles$138.24 for 29 months$167.24$4,176.20

*Plans include a $100 deductible. Mileage begins from the date of warranty purchase.

We went through the purchase process and found it was quick and easy. The representative explained which vehicle systems were covered under each plan. They also included a first-time shopper discount on the quotes above.

What Factors Affect Warranty Costs?

The rates you find for extended warranties depend on your car’s model, age, and mileage. Older cars are more likely to break down, and models with high average repair costs will cost more to cover with a warranty. The price might also increase if you drive more than 15,000 miles per year.

Endurance Warranty Claims

Here’s the basic process for filing a claim with Endurance:

  1. Stop driving your car if it would cause further damage
  2. Take your car to a licensed repair facility
  3. Have the repair facility call Endurance’s claims number
  4. The repair shop will get authorization from Endurance
  5. You might have to authorize a teardown, which is only covered if the breakdown is covered
  6. Once the shop completes a covered repair, you pay your deductible
  7. Endurance pays the shop directly for covered repairs

Who Accepts Endurance Warranty?

Endurance will cover repairs from any mechanic licensed by the National Institute for Automotive Service Excellence (ASE). This includes independent shops and dealerships.

Endurance Pros and Cons

Now that we’ve covered Endurance from a few angles in detail, here’s a high-level look at the pros and cons of an Endurance warranty:

ProsCons
6 plans including the Advantage maintenance plan with sub-plansNot always the cheapest option
Direct provider—you only deal with Endurance for claimsElite benefits are only free for one year
Covers vehicles up to 20 years old with no mileage restrictions 

Endurance Reputation

Endurance has an A- rating on the BBB, which shows it takes customer complaints seriously on the platform and responds to them quickly. Over 4,000 Endurance reviews from customers on the BBB give the company 3.7 stars overall. This is a good score for the extended warranty industry. Endurance also has a 3.6-star rating from customers on Trustpilot.

Endurance Warranty Customer Reviews

Endurance reviews are mostly positive from warranty customers on the BBB and Trustpilot.

Positive Endurance reviews say the quote process is simple and quick. Many customers say Endurance’s sales reps explain the coverage clearly to help them make the right decision. Other reviews say Endurance covered their claims without issues.

Negative Endurance reviews are less common but some mention repairs not being covered. There’s always a chance something isn’t covered, and customers can find this issue with any company. This is why it’s important to understand the contract before you’re locked in.

Our Top Pick

After reviewing 20 companies, we’ve determined that Endurance is our preferred option for extended car warranties.

  • Unlimited Miles for Cars Under 20 Years
  • Maintenance Coverage Available
  • Salvage or Rebuilt Cars Are Covered
  • 24/7 Roadside Assistance
  • Direct Administrator of Claims

Endurance Vs. Competitors

How does Endurance’s extended warranty stack up to other leading warranty companies? Endurance has the highest mileage limit, number of plans, and number of benefits out of the companies we’ve researched. Compare Endurance to our other top picks below.

 Maximum MileageSample Monthly CostNumber of PlansAdded Benefits
EnduranceUnlimited$1386Roadside assistance, rental coverage, trip interruption plus Elite benefits
Toco250,000$794Roadside assistance, rental coverage, trip interruption
Everything Breaks250,000$1085Roadside assistance, rental coverage, trip interruption
autopom!150,000$1103Roadside assistance, rental coverage, trip interruption
Olive185,000$1203Towing, rental car coverage

Who Should Buy an Endurance Warranty?

Endurance is a great option if you’re looking for a high level of coverage on your vehicle plus helpful benefits like tire repair. It’s also a good choice for maintenance coverage with the Advantage plan since not many companies offer that. However, we found some other providers offer cheaper plans, so Endurance might not work for all budgets.

Conclusion: Is Endurance Warranty Worth It?

Endurance is our top pick overall and worth it in our opinion. The company has a solid reputation and offers a wide range of coverage options. Getting a quote is easy, so compare rates from Endurance with other companies as you shop for a warranty.

Endurance Warranty Review FAQs

Here are a few common questions about Endurance:

Yes, Endurance is a reliable warranty provider with high ratings on industry platforms. We ranked it in first place after comparing 20 extended warranty companies.
Our sample quotes show Endurance costs between $138 and $203 per month depending on the plan you select. These rates are about average for the industry.
Endurance can deny claims from time to time depending on what’s covered in the contract. All warranty providers have exclusions. The important thing is to be aware of the exclusions and know what they mean.

How We Rank Extended Warranty Providers

We take a methodical approach to rating warranty companies. Here’s what that includes:

  • Coverage: We consider things like the number of plans, mileage limit, maintenance coverage options, and added benefits to score companies in this area.
  • Cost and buying experience: We get quotes from providers and pay attention to the experience with customer service. We also consider a company’s transparency during the buying process through sample contracts and clear coverage descriptions.
  • Reputation: This category includes a company’s longevity plus its rating on the BBB and whether or not it has BBB accreditation.
  • Customer service: To rate customer service, we look at BBB customer ratings plus Trustpilot scores. We also note whether the company is a direct warranty provider.
Picture of Brogan Woodburn

Brogan Woodburn

Brogan Woodburn has been a professional writer for six years and was an auto enthusiast before that. He enjoys breaking down complex topics and helping people understand categories like warranties and insurance. To date, Brogan has contributed to sites like MarketWatch, USA Today, Motor1.com, Oregon Live, and more. Brogan’s favorite car was a Hyundai Sonata Limited with a wine leather interior and turbo engine. He was also thankful for having a warranty when Kia replaced the engine on his Sportage just before the powertrain warranty expired. Brogan graduated from Berklee College of Music in 2013 and is based in Prineville, Oregon. He enjoys performing jazz guitar around Central Oregon and exploring the outdoors with his family.

Advertiser Disclosure: Consumer Review Center might earn compensation from the companies featured on this page. This compensation could affect the placement, order, and visibility of products, but it does not affect the recommendations made by the editorial team. Not every company, product, or offer has been reviewed.

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